Kováts Bence: The Financialisation of Housing and Housing-related Family Support in Hungary
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3. The global rise of parental support in housing: trends and determinants
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3.3. Housing-related parental financial support
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3.3.2. Bank Mum: the means to children’s financialised home ownership and extended parental control

3.3.2. Bank Mum: the means to children’s financialised home ownership and extended parental control

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Regarding recent trends in financial support, studies on the US, the UK and Norway all testify to the rise of financial support, both in prevalence and magnitude (Mayer and Engelhardt, 1994; Gulbrandsen and Langsether, 2003; Heath and Calvert, 2013; Humphrey and Scott, 2013; Köppe, 2018). In the UK, between the early 1990s and 2012, the share of first-time home buyers receiving parental gifts before the purchase increased from 4-8% to 37% (Humphrey and Scott, 2013, p. 3; Köppe, 2018, p. 228). Data from 18 US cities testify to a rise in the amount of gifts provided for the down payment of a mortgage between 1988 and 1993, especially in locations with rising housing prices (Mayer and Engelhardt, 1994). Finally, in Norway 20% of the 20-29 age cohort ever received financial support for home ownership, compared to 4% of the 69+ cohort (Gulbrandsen and Langsether, 2003, p. 145).
 
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